This game is no joke. You really have to pay attention to even the small things because it can save you later. Its sort of like a mystery because of that which keeps me attempting to better my character but carefully.
Yeah! Every time I survive a battle with just a few health left, I really feel like a champion! Except for times when I die, which is happening to often, I can still feel like a winner when I get to create a new character.
California, sounds like you like to take risks. Take it from me, a long time player of the game, do not treat ROK like "Oh I will just start over" because that's not what it's about. Your one character should be progressing to very high levels.
There can only be one overall winner, but winning is more about achieving my own goals within the game.