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It used to be that in order to gamble, you'd have to be on a computer at least, but generally you'd go to a casino to bet money on sports. Now, with DraftKings and other services, you can gamble pretty easily on your phone in real time, with live odds updates, and it is creating a pretty big problem in financial behaviors, particularly for younger men. Do any of you all use sports betting apps, and how do you feel about them?